August 12, 2022
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Many people are probably familiar with the Amex Offers program, which gives American Express cardmembers the opportunity to earn cash back and bonus points for purchases with select retailers.

Well, not as many people are familiar with a similar program offered by Chase, which I wanted to cover in more detail in this post. This can offer savings with popular Chase cards, like the Chase Sapphire Preferred® Card (review) and Ink Business Preferred® Credit Card (review), among others.

What is the Chase Offers programs?

With the Chase Offers program, Chase credit card members can earn cash back when making purchases with a constantly changing list of retailers. Here are a few general guidelines to be aware of:

  • Chase Offers is available both on cards earning Ultimate Rewards points, as well as on co-branded credit cards, including those issued for Hyatt, IHG, Marriott, Southwest, and United
  • Chase Offers promotions are targeted, and each card will be eligible for different deals
  • You need to register for any Chase Offers deal that you want to take advantage of before making an eligible purchase, and you need to use that same card to make the purchase
  • It can take 7-14 days for statement credits to appear on your account after making a purchase, though in practice statement credits often post faster than that
Save with select retailers using Chase Offers

How to access Chase Offers on your credit cards

If you have a Chase credit card then you’re eligible for the Chase Offers program, but you may not even realize it.

You can access your targeted Chase Offers either through the Chase website or the Chase mobile app. If you’re on the Chase website, simply log-in and on your account summary page you’ll see the Chase Offers section on the right side. To get access to this part of the website, click on “See all offers.”

Chase Offers on

At that point you’ll be able to see your Chase Offers across all cards:

  • There’s a dropdown that says “Choose account,” allowing you to see which offer is available on each card
  • You can further sort by category in the “Choose an offer category,” with the choices of dining, entertainment, services, shopping, and travel
  • At the very left you’ll see the amount of money you’ve saved with the Chase Offers program for a particular card
Chase Offers on

To add a Chase Offers deal to one of your cards, simply click the “+” sign at the top right of a box (the “+” symbol will turn into a green checkmark once you’ve registered). That will bring you to a page confirming you’ve registered. This also displays the terms of the deal, so make sure you read the terms carefully.

Chase Offers on

For example, in the case of a 15% statement credit on IHG purchases, you’ll notice that:

  • You receive 15% back when you spend $100 or more, but there’s a maximum statement credit of $69 (which you’d get with $460 of spending)
  • This lists the expiration date, which is when the purchase needs to be made by
  • It clarifies that only direct bookings qualify, and not third party bookings

It’s especially cool to see how many Chase Offers are available for travel right now.

Chase Offers on

The process of adding Chase Offers through the Chase mobile app is similar. Just log into the app, and then scroll to the very bottom of your account where you’ll see Chase Offers.

Chase Offers on mobile app

You can click the arrow at the top right, and then you can see all the deals, sort by card, etc.

Chase Offers on mobile app

Tips for maximizing Chase Offers program

With the logistics of the program out of the way, here are a few tips for maximizing value with the Chase Offers program:

  • If targeted, you can add the same Chase Offers deal to multiple credit cards, so that you can take advantage of it multiple times (this is in contrast to Amex Offers, which only lets you add an offer to one card)
  • For online purchases you can stack Chase Offers with online shopping portals to really maximize value, since all that typically matters is that your purchase is made directly with a retailer
  • New Chase Offers deals are constantly being added, so I’d recommend checking at least once every week or so to see if any new valuable offers have been added to your account
  • Ideally use a card that also maximizes points on your purchase:

Bottom line

The Chase Offers program can save you money on purchases you’d make with select retailers anyway. Admittedly the program isn’t quite as robust as Amex Offers in terms of the number of deals available, though the program is constantly getting better, and in particular we’re seeing lots of great travel deals.

I’ve used the Chase Offers program to save money on travel purchases that I would have paid for with a Chase card anyway, so it was basically like free money. This is yet another perk that can add value for Chase cardmembers.

If you have a Chase credit card, what has your experience been with Chase Offers?

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