August 17, 2022

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The Blue Cash Everyday® Card from American Express (review) has no annual fee (Rates & Fees), and is a pretty compelling cash back card. It even has a welcome offer of a $200 statement credit after spending $2,000 within six months.

Amex has just made some significant improvements to the card, all while maintaining no annual fee. Even if you wouldn’t have considered this card in the past, it might be worth another look.

Amex Blue Cash Everyday Card improved rewards structure

Prior to these changes, the Amex Blue Cash Everyday Card had the following rewards structure:

  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
  • 2% cash back at U.S. gas stations (on up to $6,000 per year in purchases, then 1%)
  • 1% cash back on all other purchases

With these changes, the card now offers:

  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
  • 3% cash back at U.S. gas stations (on up to $6,000 per year in purchases, then 1%)
  • 3% cash back on U.S. online retail purchases (on up to $6,000 per year in purchases, then 1%)
  • 1% cash back on all other purchases

As you can see, the card now offers an extra 1% back on U.S. gas station purchases, and an extra 2% back on U.S. online retail purchases. For those curious, here’s how U.S. online retail purchases are defined:

“The purchase must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods or merchandise directly to consumers.”

Amex Blue Cash Everyday Card new credits with Disney Bundle & Home Chef

Not only is the Amex Blue Cash Everyday Card getting new bonus categories, but the card is also getting two new credits (enrollment is required for both of them):

  • Up to $84 in Disney Bundle credits annually; receive up to $7 per month in statement credits when you spend $13.99 or more per month on eligible subscriptions to Disney Bundle, which includes Disney+, Hulu, and ESPN+, with your card
  • Up to $180 in Home Chef credits annually; receive up to $15 per month in statement credits when you purchase Home Chef meal solutions online with your card

Admittedly these are pretty niche, but still, the value here could add up, especially if you’d otherwise be a customer.

My take on Amex Blue Cash Everyday Card changes

There are lots of great cash back credit cards out there, and I’d say that with these changes the Amex Blue Cash Everyday Card has just become much more competitive.

Earning 3% cash back on groceries and gas stations with a no annual fee card is pretty awesome. Earning 3% cash back for online retail purchases is a unique bonus category as well, as you don’t see that on many cards.

Furthermore, if you could benefit from the credits, that increases the value of the card even more. Admittedly these are pretty specific credits, so they likely won’t be of use to many cardmembers. I’d say for many types of consumers, this is now a very well rounded card.

Bottom line

Some positive changes have just been made to the Amex Blue Cash Everyday Card. The card now offers a better return at U.S. gas stations and on U.S. online retail purchases. On top of that, the card now offers credits for Disney Bundle and Home Chef, which some might find to be valuable.

For a no annual fee card, I’d say this is now looking pretty awesome.

What do you make of these Amex Blue Cash Everyday Card changes?

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Blue Cash Everyday® Card from American Express (Rates & Fees).

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